At The Nathan Group, we help buyers and sellers navigate San Diego’s market with clear data, local insight, and a strategy built around their goals...not headlines. Whether you’re considering a move in 2026 or just want to understand how today’s trends affect your neighborhood, we're here to provide straightforward guidance and personalized market insights so you can make confident decisions at every step.
The national housing market is shifting toward a more balanced environment in 2026, with home prices expected to rise modestly (about 2.2%) and mortgage rates averaging in the low-6% range, easing affordability pressures compared with the past few years. This slower price growth combined with improving inventory means buyers may finally see more negotiating power in the year ahead.
Here in San Diego, the story reflects both the challenges and opportunities of a high-demand coastal market. While San Diego hasn’t seen dramatic price declines, most forecasts point to price stability or modest growth rather than sharp drops, thanks to limited inventory, sustained lifestyle and job demand, and renewed buyer interest as affordability ticked up.
For buyers, this means the potential to enter a market that’s still competitive but less extreme than during peak pandemic pricing. For sellers, it’s a reminder that pricing strategically and marketing wisely will be key in a more balanced market. For both sides, working with a local expert who understands San Diego’s unique neighborhoods and trends is more important than ever.
